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¹ Info from Shopper Monetary Safety Bureau’s (CFPB) “What is the distinction between a easy rate of interest and a pre-computed rate of interest on an auto mortgage?” as of February 29, 2024: https://www.consumerfinance.gov/ask-cfpb/whats-the-difference-between-a-simple-interest-rate-and-precomputed-interest-on-an-auto-loan-en-841/

² Info from Experian’s “What’s an Amortized Mortgage?” as of March 1, 2024: https://www.experian.com/blogs/ask-experian/what-is-amortized-loan/

³ Info from Assurance Monetary’s “What’s a mortgage amortization schedule?” as of March 1, 2024: https://assurancemortgage.com/what-is-an-amortization-schedule/

⁴ Info from Calculator.web’s “Private Mortgage Calculator” as of March 1, 2024: https://www.calculator.web/personal-loan-calculator.html?

⁵ Info from Federal Reserve Financial institution of Cleveland’s “Inflation 101: Why does the FED card about inflation?” as of March 1, 2024: https://www.clevelandfed.org/center-for-inflation-research/inflation-101/why-does-the-fed-care-start

⁶ Info from CFPB’S “Perceive mortgage choices” as of March 1, 2024: https://www.consumerfinance.gov/owning-a-home/loan-options/

^* Early entry to direct deposit funds is dependent upon the timing of the submission of the fee file from the payer. We typically make these funds out there on the day the fee file is acquired, which can be as much as 2 days sooner than the scheduled fee date.

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