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¹ Info from FHA.com’s FHA Mortgage Necessities as of March 11, 2024: https://www.fha.com/fha_loan_requirements

² Info from Rocket Mortgage’s What Is A Standard Mortgage? as of March 11, 2024: https://www.rocketmortgage.com/study/conventional-mortgage

³ Info from Investopedia’s Standard Mortgage or Mortgage as of March 11, 2024: https://www.investopedia.com/phrases/c/conventionalmortgage.asp

⁴ Info from U.S. Division of Housing and City Improvement’s Part A. Borrower Eligibility Necessities as of March 11, 2024: https://www.hud.gov/websites/paperwork/4155-1_4_SECA.PDF

⁵ Info from Bankrate’s What’s an FHA mortgage insurance coverage premium? as of March 11, 2024: https://www.bankrate.com/mortgages/fha-mortgage-insurance-guide/

⁶ Info from Investopedia’s 5 Kinds of Non-public Mortgage Insurance coverage (PMI) as of March 11, 2024: https://www.investopedia.com/mortgage/insurance coverage/

⁷ Info from Investopedia’s Federal Housing Administration (FHA) Mortgage: Necessities, Limits, Qualify as of March 11, 2024: https://www.investopedia.com/phrases/f/fhaloan.asp

⁸ Info from Capital Financial institution’s A Full Overview of VA Loans Pointers as of March 11, 2024: https://capitalbankmd.com/homeloans/sources/home-loans-101-blog/va/a-complete-overview-of-va-loans-guidelines

⁹ Info from U.S. Division Of Agriculture’s Single Household Housing Assured Mortgage Program as of March 11, 2024: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-guaranteed-loan-program

^* To use for Credit score Builder, you need to have obtained a single qualifying direct deposit of $200 or extra to your Chime Checking Account. The qualifying direct deposit have to be out of your employer, payroll supplier, gig economic system payer, or advantages payer by Automated Clearing Home (ACH) deposit OR Authentic Credit score Transaction (OCT). Financial institution ACH transfers, Pay Anybody transfers, verification or trial deposits from monetary establishments, peer to see transfers from providers reminiscent of PayPal, Money App, or Venmo, cell examine deposits, money masses or deposits, one-time direct deposits, reminiscent of tax refunds and different related transactions, and any deposit to which Chime deems to not be a qualifying direct deposit should not qualifying direct deposits.

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