Keeper is an app that helps impartial contractors, freelancers, and staff file their tax returns whereas protecting monitor of work-related bills.

The app is obtainable for each iOS and Android units, or you should utilize a web-based desktop model. 

Keeper may very well be match if you wish to keep organized come tax time. It’s essential to contemplate pricing and options earlier than signing up. Right here’s a better take a look at Keeper Tax and what you’ll want to know in the event you’re searching for an app to trace bills and file taxes.

See how Keeper compares with our checklist of one of the best tax software program right here.

What Is Keeper?

Keeper, previously known as Keeper Tax, is an app designed for expense monitoring and tax submitting for impartial contractors and small enterprise homeowners. Keeper can scan your financial institution and bank card statements to search for bills to trace and write off, aiming to decrease your tax invoice. It additionally handles your tax submitting and presents tax professionals to offer solutions to questions associated to submitting.

The corporate, based in 2018 by Paul Koullick and David Kang, has rebranded from Keeper Tax to Keeper. The app is extremely rated on each the App Retailer (4.8 out of 5) and Google Play (4.5 out of 5). 

How Does Keeper Work?

Keeper is a mobile-first app that works on-line and in your telephone. Customers hyperlink financial institution and bank card accounts to the app to robotically scan purchases to search for potential write-offs.

After signing up with Keeper, you will be requested a sequence of questions earlier than you possibly can transfer on to the subsequent display screen. For instance, it asks in the event you’re a freelancer, an worker, or a enterprise proprietor. It additionally asks in the event you use your automobile or journey for work.

How A lot Does Keeper Value? 

There’s a free seven-day trial with Keeper. As soon as that ends, listed here are your pricing choices:

• Month-to-month subscription (expense monitoring solely): $20
• Annual subscription (expense monitoring and taxes): $192

The month-to-month plan is $20 per 30 days, which incorporates the expense-tracking options solely. Keeper presents a yearly plan, which incorporates every thing on the month-to-month plan, plus the choice to file your taxes at no extra price.

Notable Keeper Options

Let’s check out some key options from Keeper. 

Tax Professional Assist

While you use a platform that can assist you file your taxes, you might not have entry to a reside professional. Or, in the event you do, you’re required to improve to the next tier. The good factor about Keeper is that you’ve got entry to a tax professional who can reply questions for you. It will not be over the telephone, however at the least you possibly can have somebody enable you along with your particular situation. 

Keeper prides itself on being a prime instructional content material producer for these with 1099 taxes, so they could additionally have the ability to serve you with a video, article, or offer you a calculator.

Audit Safety

Past an professional to reply your questions, you might wish to know what would occur in the event you had been to be audited by the IRS. Keeper gives audit safety, which suggests their crew of tax assistants will assist collect any mandatory paperwork to ship to the IRS in the event you’re topic of an audit. They can even offer you entry to CPAs and tax consultants who can reply any questions.

Write-Off Detection

Keeper presents write-off detection, which scans your bank card and financial institution accounts and notifies you of bills you possibly can write off. Keeper seems at as much as 18 months of transactions to robotically present which tax breaks might have been missed. Then, all the deductions are categorized and robotically added to your tax return. Keeper additionally double-checks the deductions to verify they received’t increase purple flags with the IRS.

Just a few steps are concerned earlier than you should utilize this function, together with letting Keeper know what sort of work you do. Then you’ll want to hyperlink your accounts to Keeper so it may well scan your transactions.

Tax Invoice Prediction

Nobody likes feeling shocked by a big tax invoice, which is why Keeper provides you year-round estimates on how a lot you’ll possible owe or lets you understand how a lot your refund will likely be.

You could enter your standing, state, W-2, and 1099 earnings to calculate this quantity immediately. Their calculations embody all federal and state taxes, together with deductions and credit.

This can be a useful function as a result of you understand how a lot to save lots of or how a lot you’re getting again, so you possibly can finances for taxes forward of time.

Tax Submitting

Since Keeper already scans your tax write-offs and will get you prepared for tax season, submitting your taxes with Keeper might make sense. It presents computerized tax type uploads and pre-fills paperwork for you. Basically, it’s a really user-friendly expertise for filers.

You may file your complete taxes utilizing your smartphone. Keeper says, on common, it takes customers 22 minutes to file their taxes. When you submit, a tax skilled critiques your paperwork earlier than submitting to the IRS.

How Does Keeper Evaluate?

Although Keeper is an easy-to-use platform that helps you with bookkeeping and submitting, it has restricted accounting options. It’s a must to pay $192 for the yr to handle your bills however don’t have any entry the in-depth reviews and options you get with QuickBooks, Xero, or different bookkeeping apps. It’s additionally on the pricier aspect, at $20 a month for expense monitoring solely. 

For a less expensive choice, you possibly can try Hurdlr, which is an identical accounting, bookkeeping, and earnings taxes app that’s completely free with the choice to improve to Premium at $8.34 per 30 days (billed yearly) or select to go along with their month-to-month choice at $10 a month. Hurdlr has a similarly-priced tier, Professional, at $16.67 per 30 days (billed yearly). 

Everlance helps freelancers monitor their enterprise bills and revenues. The app makes filling out a Schedule C on your taxes straightforward. Everlance presents a free 10-day Premium trial, however most of the options can be found of their free model. Everlance Premium options particular customer support entry, PDF reviews, and computerized journey monitoring. Premium prices $8 per 30 days or $12 per 30 days for Premium Plus. 

In case your taxes aren’t that sophisticated, you possibly can file fully at no cost. Take a look at our favourite choices to file your taxes at no cost.

Loads of different cheaper choices help you export your knowledge with no $39 added price. TurboTax tops The School Investor’s checklist as one of the best and best tax software program to make use of (although it’s additionally a bit costly). You may import PDFs and spreadsheets instantly out of your employer, monetary establishments, and funding firms to obtain your tax knowledge. 

In order for you a human to assist information you thru the method, think about H&R Block, which has sturdy software program with the power to import most tax PDFs, like Turbotax, but in addition has the additional advantage of hundreds of bodily places throughout the nation. Right here’s our evaluation of H&R Block.

Go to The School Investor’s Tax Heart to study extra about one of the best tax software program, assets, and instruments, plus what to know about your tax return.

To contact customer support, you possibly can e mail help@keepertax.com. There isn’t a telephone quantity for customer support.

How To Signal Up

You’re requested for an e mail handle and a telephone quantity. Then, you’re given an choice of whether or not you wish to hyperlink your checking or bank card accounts to seek out eligible write-offs in the event you freelance, for instance.

After answering the questions and inputting your e mail handle, you’re requested to obtain the app by way of a QR code in your pc, or you possibly can go on to the App Retailer or Google Play to obtain the app. 

Free Tax Assets And Buyer Service

Keeper is large on educating you on what to learn about your taxes that can assist you lower your expenses and cut back your taxable earnings. They do that by way of their Free Tax Assets web page, which homes information articles, free calculators, instruments, articles, and FAQs on their web site.

For extra particular solutions to prospects’ questions, go to their assist web site.

Why Ought to You Belief Us?

The School Investor crew spent years reviewing all the prime tax submitting choices, and our crew has private expertise with nearly all of tax software program instruments. I personally have been the lead tax software program reviewer since 2022, and have in contrast many of the main firms on {the marketplace}.

Our editor-in-chief Robert Farrington has been making an attempt and testing tax software program instruments since 2011, and has examined and tried nearly each tax submitting product. Moreover, our crew has created critiques and video walk-throughs of all the main tax preparation firms which yow will discover on our YouTube channel.

We’re tax DIYers and need a whole lot, similar to you. We work arduous to supply knowledgeable and trustworthy opinions on each product we take a look at.

Is Keeper Really A Keeper?

Keeper is a powerful expense monitoring plus tax submitting combo. Should you freelance, have 1099 earnings, and your funds are comparatively easy (i.e., you file a Schedule C), you might recognize the app. Keeper is simple to make use of, and the expense-tracking options could also be worthy of the $20 month-to-month payment for some people. 

Nevertheless, when you have a extra sophisticated work, earnings, and monetary scenario—for instance, in the event you personal rental actual property or purchase and promote crypto commonly, you might think about a extra sturdy software program like TurboTax or H&R Block paired with an ample bookkeeping software program suite.