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¹ Data from Client Monetary Safety Bureau’s “What Are Personal Pupil Loans?” as of March 1, 2024: https://www.consumerfinance.gov/ask-cfpb/what-are-private-student-loans-en-2136/

² Data from Sofi’s “A Information to Pupil Mortgage Refinancing And not using a Cosigner” as of March 1, 2024: https://www.sofi.com/study/content material/refinance-without-cosigner/

³ Data from CNBC’s “Contemplate These Execs and Cons Earlier than Refinancing Your Pupil Loans” as of March 1, 2024: https://www.cnbc.com/choose/refinancing-student-loans-pros-and-cons/

⁴ Data from Capital One’s “Arduous vs Comfortable Credit score Checks: What to Anticipate” as of March 1, 2024: https://www.capitalone.com/learn-grow/money-management/hard-soft-inquiry/

⁵ Data from Navy Federal Credit score Union’s “Methods to Refinance Pupil Loans in 4 Steps” as of March 1, 2024: https://www.navyfederal.org/loans-cards/student-loans/assets/how-to-refinance.html

^* To use for Credit score Builder, you need to have obtained a single qualifying direct deposit of $200 or extra to your Chime Checking Account. The qualifying direct deposit should be out of your employer, payroll supplier, gig economic system payer, or advantages payer by Automated Clearing Home (ACH) deposit OR Unique Credit score Transaction (OCT). Financial institution ACH transfers, Pay Anybody transfers, verification or trial deposits from monetary establishments, peer-to-peer transfers from providers akin to PayPal, Money App, or Venmo, cellular test deposits, money hundreds or deposits, one-time direct deposits, akin to tax refunds and different comparable transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are usually not qualifying direct deposits.

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