Social Safety is routinely clawing again advantages it claims it paid by mistake over years if not many years. This coverage is merciless and weird. It’s based mostly on Social Safety’s despicable mantra: Our mistake is your mistake. It leaves 77 million Social Safety recipients dwelling in fixed worry of getting advantages obtained for years, if not many years, clawed again partially or in full.

These letters include no rationalization. Should you don’t pay up, your advantages are turned off. In the meantime you’ve paid taxes on these advantages. Social Safety doesn’t appear to care if you’re surviving on the advantages and can starve to dying in weeks with out them.

Cellphone calls to enchantment go unanswered or deflected. Formal appeals and letters requesting explanations go unanswered — for years. Requesting assist at native places of work is helpless. Congress should go a legislation that stipulates that errors made by Social Safety should not recoverable until completed so inside a 12 months and after a full rationalization, together with a private listening to.

Social Safety claws again youngsters for advantages their mother and father obtained on the kids’s behalf. It claws again incapacity recipients. It claws again lecturers and firefighters and police. It claws again 70-year-olds, 80-year-olds, 90-year-olds, individuals of any age. It claws again advantages 20 years or longer from the time they’re paid.

This should finish.

At a private degree, each Social Safety recipient — particularly those that labored in non-covered employment or have been topic to the Earnings Take a look at; or obtained advantages on a partner, father or mother, or ex-spouse’s document — ought to make certain they aren’t being overpaid. My firm’s MaximizeMySocialSecurity software program may also help you determine when you’re accumulating the correct amount. And overpayment shouldn’t be the one mistake Social Safety is making. Additionally they could also be underpaying you. Once more, the software program, which could be very cheap, may also help.

Terry Savage and I are accumulating these horror tales. Ship Terry yours at terry@terrysavage.com. Under is one we simply obtained:

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My title is Terry. I’m 73 years outdated.

I retired in 2009 at age 60 after 35+ years of public college instructing and commenced receiving my full retirement pension from TRS. A number of of my retired trainer associates urged me to go to a Social Safety workplace to see if I used to be eligible for any advantages based mostly on varied jobs I held earlier to instructing. So, at age 65 I went to the Social Safety workplace in Palos Hills Illinois and met with a consultant. I used to be advised that I used to be not entitled to full advantages since I used to be receiving a full lecturers pension from TRS, however would qualify for a diminished good thing about $404.00 monthly. I trusted she was the knowledgeable; she did all of the calculations. She assisted me in finishing the required paperwork and I began receiving this profit a number of months later. Annually the profit quantity was elevated based on the Social Safety guidelines.

My spouse, Sandra, retired after 45 years within the Healthcare subject on August 31, 2020. Till that point, my medical protection was by her group insurance coverage. Beginning in September 2020, my Medicare Half B cost was taken from my Social Safety profit and I obtained the rest.

All good till October, 2022 once we obtained a letter out of the blue from Social Safety Administration informing me that I owed them $24,436.60 as a result of they overpaid me. Outraged, we contacted our native Social Safety workplace in Woodridge and the nightmare continued to develop and get extra concerned and extra convoluted. Each telephone name resulted in a unique story from “that is simply

simply
an error we are going to get corrected” to “you must pay this inside 30 days.” Repeatedly we requested for a proof of the overpayment however nobody may present such a solution. They have been as confused as we have been. On December 5, 2022 I filed a proper enchantment (hand delivered to the Woodridge workplace) asking not just for a proof however to maintain my advantages in tact whereas the enchantment was being researched. It’s outrageous that NO ONE

ONE
may give us any data OR inform us what precipitated this occasion.

A observe up 30 days later with the Woodridge workplace mentioned the enchantment was nonetheless pending and advantages have been nonetheless intact. No advantages posted in my checking account in January. One other name to be taught the enchantment had not been reviewed but and there’s nothing they may do.

No advantages posted in February or March.

I wish to say that all through this entire ordeal we’d frequently obtain letters from Social Safety with complicated details about takebacks and/or funds coming subsequent month, or funds you’re going to get in September, and many others. They have been loopy. My final name to Social Safety I used to be advised to disregard the letters….the data in them was flawed.

I additionally wish to say that at NO level was I advised that my Medicare Half B cost was in danger. In truth, I used to be getting month-to-month payments from Medicare for my small Irma cost and paid them instantly. The Medicare.gov web site exhibits all my premiums updated and I verified that on the automated telephone system at Medicare. Sadly, the Woodridge workplace advised me yesterday that in truth my Half B funds haven’t been paid since January 1.

I’ve had two medical procedures in February and several other observe up physician visits. From all I can see on the Medicare web site, these have been lined and paid in full. Who is correct?

So far we’ve obtained NO RESPONSE from my enchantment and the Woodridge workplace acknowledged yesterday they’d “escalate the difficulty.” What sort of nonsense is that this! How dare the Social Safety workplace harass retired individuals after working their whole lives in schooling and healthcare. We aren’t solely outraged however dissatisfied in a system that we thought was based mostly on taking good care of our technology. This entire expertise has had detrimental results on our lives each bodily and mentally and I urge and urge Social Safety to appropriate “their” error and resolve this situation by backing off and returning to me the advantages I deserve and labored so arduous for. My spouse and I labored arduous to determine a snug monetary retirement. Now could be the time to take pleasure in our lives and never be burdened with this disastrous and misguided monetary burden. Moreover, if the Social Safety Administration miscalculated my profit that’s their burden and never mine.